Protect your income with cancer insurance. Help cover expenses from diagnosis through recovery. Hopefully, you and your family will never face cancer. But if you do, US Grant Insurance Agency is here to help. Our ability to help you find the best cancer insurance, will provide a financial safety net that can assist with covering cancer-related expenses that medical insurance doesn’t cover, so you can focus on what matters most: recovery.
Financial hardship does not have to follow a cancer diagnosis.
Cancer insurance helps you live well while getting well
Most of us don’t expect to face a serious illness like cancer. However, statistics show 1 in 2 men and 1 in 3 women develop cancer in their lifetime. Some look to family history to determine risk, but that often doesn’t tell the whole story. While heredity and environmental factors can play a role, inherited genetic factors impact only about 5-10% of all cancers.
Fortunately, more people are surviving cancer thanks to early detection and more aggressive treatments. If you’re diagnosed with cancer, you may find that your medical insurance doesn’t cover everything. In addition to your day-to-day bills, you could incur costs for treatment and recovery, such as:
- Deductibles and co-pays
- Out-of-network treatment
- Travel, lodging and meals during treatment
- Child care
- Home health services
The need to scale back on work or take a leave of absence during treatment and recovery only adds to the stress. That’s where supplemental cancer insurance helps. It assists with protecting you from financial hardship in the face of mounting cancer expenses.
How our cancer insurance policies work
If cancer affects your life, you should be able to focus on finding the best treatment and getting better – not on how you’ll pay your bills.
Cancer insurance offers benefits to assist with out-of-pocket costs that may not be covered by your medical insurance, including expenses related to inpatient or outpatient treatment, surgery, travel and recovery care.
Equally important, some plans also cover an annual cancer screening test to promote prevention and early diagnosis. Optional riders may be available to provide even more financial protection during the initial diagnosis period and hospital stays.
With cancer insurance policies:
- Coverage options are available for you, your spouse and your eligible dependents.
- Benefits are payable directly to you, unless you specify otherwise.
- Benefits are payable regardless of any insurance you have with other companies.
- Some policies can be taken with you even if you change jobs.
Plans vary, so talk with us to learn more about how cancer insurance can help provide financial protection for you and your family.
An example of how cancer insurance can help
John and Emily were preparing for their second child when they learned John had cancer. Here’s how cancer insurance helped cover their out-of-pocket expenses without sacrificing the nest egg they had saved up for their family.
John’s medical insurance wouldn’t cover everything, but his cancer insurance helped. His wellness benefit assisted with paying for the screening that discovered his cancer.
Travel costs for second opinion
Emily and John used their cancer insurance to help cover lodging and transportation when they traveled to a top cancer hospital for a second opinion.
The couple’s benefits also helped offset out-of-pocket deductibles and co-pays related to John’s surgery, hospital stay and recovery.
The examples above are for illustrative purposes only. Benefits may vary. The certificate and policy have exclusions and limitations. For complete details, please talk to us.
US Grant Insurance Agency offers free, comparative quotes on cancer insurance from multiple insurance carriers so you can get the best possible rate.
Want to see how much we can save you? Just request a quote to find out.